Crypto exchange Bitget has announced a major collaboration with Mastercard, launching a new zero-fee crypto payment card aimed at bridging the gap between digital assets and everyday spending.
The new Bitget Wallet Mastercard Card enables users in the UK and EU to spend their crypto directly at over 150 million Mastercard-supported merchants worldwide—with no transaction fees, top-up costs, or annual charges.
The card, which is currently virtual and available for Apple Pay and Google Pay, connects directly to users’ self-custodial wallets. It allows for real-time funding using USDC on Base, meaning users retain full control of their assets until the moment of purchase. Unlike other crypto cards that require pre-loading fiat or crypto balances, this card performs on-chain swaps at the point of sale, converting crypto to fiat instantly when a transaction is made.
In partnership with issuer Immersve, the product leverages Mastercard’s Digital First framework, ensuring compliance with KYC and AML regulations while maintaining a Web3-native experience. This card is a key part of Bitget’s vision for “PayFi”—a concept where decentralized finance tools power real-world payments.
To attract early users, Bitget is offering cashback in BGB tokens, yield on idle balances, and sign-up bonuses upon identity verification. These perks are designed to boost adoption while also rewarding users for actively using the card.
While the card claims to be zero-fee, users should still consider potential gas fees, foreign exchange spreads, or ATM withdrawal costs that may apply.
Spend your crypto like cash with the Bitget Wallet Mastercard 💳
— Bitget Wallet 🩵 (@BitgetWallet) July 1, 2025
See this 🔴🟠 in stores? Tap to pay with USDC directly.
🇪🇺 Apply & get started
✅ Works with Apple Pay & Google Pay
🧾 No top-up and annual fees
🤝 Powered by @Mastercard
Apply now: https://t.co/kdQabLWq9V pic.twitter.com/Ggbf6cp569
With plans to expand the service to Latin America, Australia, and New Zealand, Bitget’s latest move is a bold step toward making crypto spending as seamless and accessible as traditional banking—blending self-custody freedom with global financial infrastructure.
